WilliamsonLeading: Finding A Great Mortgage Lender By Karen Chronister

The housing market in Williamson County is hot and moving at lightning speed. That means, if you’re a buyer, your realtor and mortgage lender have to come together prior to making an offer or be agile on their feet when you find the right property. The mortgage lending process leans toward the technical side of purchasing or refinancing. Terms like Adjustable Rate Mortgage, Annual Percentage Rate, Amortization, Appraisal, Bi-Weekly Mortgage, Closing Cost, Construction Mortgage, Debt-to-Income Ratio, Fixed Rate Mortgage, Points, and more, can sound like a foreign language. Finding the right lender means doing a little homework: get your credit score in good shape, get preapproved, compare lender mortgage rates, make a list of questions, familiarize yourself with the terminology, and read any fine print. A lender should be a partner in the house buying or refinancing process; look for someone who is experienced, accessible, knowledgeable, and happy to answer any questions. In the end, one of the best ways to find a reputable Mortgage Lender is to ask any friends or colleagues who have recently bought a house for a recommendation.

Here are a few Williamson County Mortgage Lenders:

Cindy Porter, Caliber Home Loans: www.CaliberHomeLoans.com
Ben Avery, Farm Credit Mid-America: www.e-farmcredit.com
Lauren Berner, First Farmers: www.myfirstfarmers.com
Teresa Cepicky, First Bank, Mortgage: www.fbmortgageloans.com
Sheila Cleveland, Real Estate Investment, TerraGena Group: 615.500.1476
Paul D’Angelo, Music City Mortgage: www.musiccitymtg.com
Lance Dammeyer, First Community Mortgage: www.humanmortgage.com
Kathy Grodi, Midwest Capital Mortgage: www.forwardandreversemortgagerates.com
Stephanie Forest, CMG Financial: sforrest.cmgfi.com
Greg Wright, Franklin American Mortgage Company: www.franklinamerican.com/gregwright

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