WilliamsonBusiness.Com 100 Leading African Americans 2018 Recipient: Travis Smith

With over 11 years of mortgage banking experience and successfully originated over $200 Million in residential & commercial real estate, I have developed a thorough understanding of the ever-changing mortgage industry. There many layers and moving parts when it comes to a mortgage; From marketing, origination, secondary market (Mortgage Backed Securities, Rates/Pricing), post closing and servicing. Through out the years, my experience ranges from product development and research, wholesale, correspondent lending, portfolio lending, brokering, banking construction lending, Private Wealth management and commercial financing.

Throughout the years, I have aligned myself with some of the TITANS in the real estate industry as well as other strategic business partners that assists the client in every facet of the mortgage process. This allows my team and I to have access to UNLIMITED resources to be efficient and get the job done with as less static as possible!

My current role with Geneva Financial Music City is ultimately to service my clients first, referral partners and my colleagues with white glove service. Communication, confidence, consistency and closings is what we live by! I currently manage a team of 4 professional loan originators and growing; In addition to my personal production, my other role is to grow and develop the Geneva Financial brand throughout middle TN, eventually throughout the state of TN. There are plans in the works to grow and develop even further outside TN in the near future!

Aside from that, Geneva Financial, Music City was selected to be one of the few preferred lenders for the amazing new high-rise condo development 505 Nashville by Tony Giarratana. The 45 story development has 193 units and prices range from $375,000 for the studio units to $5MM+ for the Penthouse units. For the last 8 years or so, I have had a working relationship with Mr. Giarratana and was honored to be selected to be apart of Nashville history. It is the tallest building in the city and one of the tallest in the southeast US. You can find more information about this project at www.505Nashville.com.

Being a veteran of the United States Marines, I have attained valuable CORE beliefs that I live by in my work and personal life. Delivering desired results for my clients is something I strive for in every situation. I am on call days, nights, and weekends for the needs of my clients and strategic business partners. I have earned one of the most prestigious designation in the mortgage industry, Certified Mortgage Planning Specialist (CMPS). The CMPS Designation is achieved by less than 5% of mortgage lending professionals nationwide and I am one of only TWO with the CMPS designation in Tennessee! The CMPS Institute was formed as a joint effort by leaders in the mortgage and financial planning industries to raise standards among mortgage professionals and integrate sound financial planning advice into the mortgage process. CMPS Professionals adhere to strict ethical standards and keep up with industry changes through required continuing education.

In summary, my world consist of my three beautiful children (Zach, Ethan, and Kendree). They are my WHY and my motivation! I am just a country boy from rural Mississippi that has developed a work ethic and a hustle that is second to none! I would love the opportunity to earn your trust first then your business!

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